A message from our CEO

Thank you for taking the time to visit our website. I think you will find it helpful and informative.

I’ve been President and Chief Executive Officer of Dillard’s Federal Credit Union since 2006, and have witnessed tremendous expansion of our Credit Union. This expansion has been a result of the goal to provide our members with convenient and affordable products and services. In 2007 the Board of Directors and Executive Management of the credit union met at the annual planning session and developed a mission for our credit union. This mission is to become the financial institution of choice for the members we serve.

What this means is that we want each and every member to come to DFCU first for all of their financial needs. To fulfill this mission we have developed and implemented many new products and services that you would expect to find at any bank or credit union as well as many that are unique to DFCU.

You may ask “Why would I choose DFCU over my current financial institution?” My answer to that question is simply this: As a MEMBER of DFCU you are also an OWNER of DFCU. You see, DFCU is a financial cooperative, and as a cooperative you have an interest in the success of the credit union because you, like every member, own a Share of the credit union. This Share is the initial $5.00 that you deposit in your Share Savings Account when you become a member. As long as you maintain at least $5.00 in that account you have full access to all credit union products and services

There are many benefits of being a member of DFCU. The ones I like to point out are these: You typically will earn higher dividends on your savings, you will typically pay lower loan rates on your borrowings, you will pay lower or no fees for many of our services and you will receive fast, friendly and convenient service when you login, visit or call the credit union.

When you use the credit unions products and services you are contributing to the success of your investment. As a shareholder, whenever you borrow from DFCU, the interest income that is collected allows the credit union to pay dividends on your savings. This income also provides you with lower cost services.

Since the Board of Directors are not paid for their volunteer commitment to the credit union we are able to return more of the credit union’s profits to the members. As a member or potential member I hope you can see that the more you use the credit union for your financial needs, the more you will benefit.

As you read this website, you will see many of the exciting and rewarding services we offer. As a potential member or as a current member please call me or any of the credit union staff if you need more information. My direct phone number is 1-800-643-1139 Extension 222. My email address is scott@mydfcu.com.

As the CEO of DFCU, I welcome the opportunity to discuss how DFCU can meet your needs. As a fellow member, I want you to know that my entire family and I think of DFCU as our Financial Institution of Choice, and I hope you will as well.

Thank you,

Scott Sparks